For credit card returns, it usually takes 7 working days to arrive, and the Railway Bureau promises 15 working days to arrive. Other payment methods are as follows:

1. If you choose to pay the ticket through online banking, the money will be returned to the bank card you used when paying after the ticket is refunded.

2. If you choose to pay with Alipay, the money will be returned to your Alipay balance after the refund. If you paid with Yu'E Bao, the money will be returned to Yu'E Bao.

3. If you choose to pay by credit card, the money will be returned the same way after the refund, but the difference from the above two is that the money will not be deposited into your credit card, but the corresponding limit of the credit card will be restored.

Extended information:

Risk of unsuccessful refund when buying tickets with credit card:

Risk case of using credit card to make purchases without entering password:

Liu Qiang ordered a ticket from Changsha to Hainan on the phone for 920 yuan on January 21. According to the operator’s prompts, Liu Qiang entered the credit card number, credit card validity period, the “last three” verification code on the back of the credit card and the Tell the operator the cardholder's name and ID number. Five minutes later, he quickly received a text message reminding that the ticket was issued successfully.

Liu Qiang was very happy that he could book the flight ticket he wanted during the "Spring Festival Transport" period. . But while he was happy, Liu Qiang discovered that within 4 minutes before and after booking the ticket, the operator did not ask him to enter his password. If so, once someone knows the basic information of the credit card, the credit card will be easily stolen. In fact, I'm so worried.

Coincidentally, Lin Li, who works near the leek garden, recently called the number to place an order. However, when she finished giving the basic information as the operator reminded her, she was told that her credit card could not be used because a password was set. Consumption, if you want to consume, you must first call the relevant bank to cancel the password.

Solution: Protect your credit card information.

“In fact, credit card holders don’t have to worry. Credit card password-free purchases require verification of the credit card holder’s basic identity information. As long as the cardholder’s ID card and credit card are separated, there is basically no problem.”

A person surnamed Li from the credit card department of a joint-stock bank in Houjiatang told reporters, "In addition to the consumption password set by the cardholder, the credit card also has an important password, which is the 'last three' verification code on the back of the card. , cardholders must pay attention to protection. ”

Chen Qi suggested that credit card holders can memorize or save the verification code in an important place, just in case, and then save it. scrape. Or enable the SMS reminder function. Once there is any consumption trend on the card, the cardholder will be notified immediately and call the relevant bank for help.

People's Daily Online - No password is required to book train tickets with a credit card, causing worries and it is recommended to separate the card and ID card