Consumption before the bill, repayment on 25th, Japan.
After the bill is paid, the repayment date is the 25th of the following month.
For example, if it is consumed before10.5, the bill generation date is165438+10.5, the repayment date is165438+/0.25, and the bill period is10.6 to.
For consumption after1October 5th, 165438, accounting date is 65438+February 5th, repayment date is 65438+February 25th, and accounting period is165438+1October 6th to 65438+February 5th.
Consumption before 1 1.5, interest-free repayment before 1 1.25.
165438+1Consumption after October 5, interest-free repayment before February 25, 65438.
The interest-free period for consumption on the 5th is the shortest, 25 days. 1 1.5 consumption, repayment date 1 1.25 interest-free period.
The longest interest-free period is 25 days every 6 days. 165438+1consumption on October 6th, repayment date 65438+50 days interest-free period on February 25th.
There is no interest-free period for cash withdrawal: the interest is calculated from the date of cash withdrawal, with a daily interest rate of 0.5 ‰, and the repayment date of cash withdrawal is the same.
Withdrawal fee: 0.5% of the transaction amount. The lowest charge is 2 yuan, and the highest charge is 50 yuan. Interest is calculated from the date of cash withdrawal, and the daily interest rate is 0.5 ‰, as is the repayment date of cash withdrawal.
No.25 suggested not to withdraw cash, and the interest will be compounded monthly.
Free of annual fee for the following year: Ao Bai card annual fee is 580 yuan/card, and supplementary card annual fee is 300 yuan/card. Swipe your card 18 times within one year, and the annual fee of that year is exempted.
1. What if the credit card is overdue for 2 years?
1. Actively negotiate with the bank for repayment, and work out a re