No. Overdue credit cards will not affect the purchase of social security. Overdue credit will result in a bad credit record, which will affect financial services. However, there is no need to refer to personal credit when applying for social security, so you can also apply for social security if your credit card is overdue. Social security is social security services, which is insurance. It includes work-related injury, unemployment, maternity, pension, and disease insurance. Social security is a national insurance policy designed to prevent and share social risks such as old age, unemployment, illness, and death. It is used to protect individuals in the event of old age, unemployment, illness, childbirth, or work-related injuries. At the same time, we can get social welfare assistance policies. Social security is a non-profit social security system with the function of income redistribution that the state forces most members of society to participate in to achieve social security.

Are social security and pension insurance the same?

Social security and pension insurance are different. The main items of social insurance include pension insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance. Pension insurance is a kind of society established by the state and society in accordance with certain laws and regulations to solve the basic life problems of workers after they reach the working age limit stipulated by the state for the release of labor obligations, or after they have lost their ability to work due to old age. insurance system.

To sum up, not paying back your credit card debt will not affect your pension insurance.

Legal basis:

"Several Provisions of the Supreme People's Court on the Publication of Information on the List of Dishonest Persons Subject to Execution" Article 1 The person subject to execution has failed to perform the obligations specified in the effective legal document and has In any of the following circumstances, the people's court shall include the person in the list of dishonest persons subject to execution and impose credit penalties on him in accordance with the law:

(1) Those who have the ability to perform but refuse to perform the obligations specified in the effective legal document;

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(2) Obstructing or resisting execution by forging evidence, violence, threats, etc.;

(3) Avoiding execution by false litigation, false arbitration, or by concealing or transferring property, etc. ;

(4) Violating the property reporting system;

(5) Violating the consumption restriction order;

(6) Refusing to perform the settlement without justifiable reasons agreement.