Detailed description:
1. Case: the overdue amount of Pudong Development Credit Card is 8,000 yuan, and the overdue time reaches one year.
2. Overdue period: one year overdue can be regarded as a serious breach of contract.
3. recourse of creditor's rights: banks have the right to recover loan arrears through legal means. If the bank thinks that the problem cannot be solved through collection, it can file a lawsuit.
4. Legal procedures: The specific prosecution time depends on the speed of investigation and handling by banks and courts, and the complexity of the case.
Summary:
According to the information given, Pufa Credit Card may be sued if it is overdue for 8,000 yuan a year. However, whether to prosecute in the end still needs to consider the specific circumstances of the case, the judgment of the bank and the ruling of the court.
Extended data:
Banks sign credit card contracts with customers, stipulating interest, repayment date, overdue penalty interest and other related terms. When the customer fails to fulfill the repayment obligation as agreed in the contract, the bank has the right to take legal measures to recover the creditor's rights. The specific prosecution time needs to be determined according to the situation of each case. If the overdue amount is large and the overdue time is long, the bank can consider solving it through legal channels.