1. The annual fee policy of Agricultural Bank of China's credit card is to waive the annual fee in the first year, and you can waive the annual fee in the following year if you swipe your card five times in the first year. The annual fee for the third year can be waived if you swipe your card five times in the following year.

2. The annual fee for the first year of the Platinum Card will not be reduced. The collector's edition has no preferential policy of exchanging the number of consumption times for the annual fee of the following year. Customers can exchange the points of 6,543,800+0.5 million in their accounts for the annual fee of the main and secondary cards of the following year. The elite version swipes the card 30 times a year, and the annual fee of the main and auxiliary cards is exempted in the following year. Customers who have not reached the number of swipes can redeem them with 50,000 points in their accounts.

3. Small platinum products are exempt from the annual fee of the first year, and the annual fee of the main and secondary cards is exempt from the annual fee of the next year if the card is swiped 12 times within one year. Customers who have not swiped their cards can use 50,000 points in their accounts for redemption. Whether tennis platinum card and golf platinum card charge annual fee for the first year depends on each branch.

4. Jinsui Zhejiang Entrepreneur Card has no preferential annual fee policy.