China Everbright Bank Credit Card Center was established in July 2003 and was formally established at the end of 2003. Directly under the head office of China Everbright Bank, it is a credit card center serving consumers within the framework of state-owned holding and international financial organizations participating in national joint-stock commercial banks. ?

China Everbright Bank Credit Card Center is the centralized credit card business unit under the direct leadership of the Head Office. There are directly affiliated marketing centers in major central cities across the country, which together with the existing 30 branches and more than 304 overseas business institutions of China Everbright Bank constitute the credit card business system of China Everbright Bank.

The basic conditions for China Everbright Bank to apply for a credit card are as follows:

1. Age: a legal citizen who has reached the age of 18 and is not more than 65 years old;

2. Income: Have a fixed job or a stable income, and have strong repayment ability;

3. Identity: a valid second-generation ID card and a commonly used mobile phone number registered in real-name registration system;

4. Credit: Personal credit is good or there is no bad credit record.