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How is the annual fee collection standard and repayment date of China Merchants Bank's credit card calculated (for example, what is the monthly repayment date)?
Hello, the annual credit card fee of China Merchants Bank is RMB 100/year, and the gold card is 300 yuan/year. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year.

If you successfully apply for China Merchants Bank credit card, China Merchants Bank credit card or partners will reduce the annual fee for the first year, and the annual fee will be reduced for six times (unlimited amount) in the whole year of the second year (from the spontaneous card date, non-natural year), and reduced for six times in the third year. The annual fee for a single card can be reduced or exempted for the following year after spending 6 times (the amount and form are not limited). And this offer is valid for a long time before the change notice of the new annual fee preferential policy. The number of online consumption can also be accumulated into six annual fee reductions in the following year.

(Unlimited Card/Platinum Card/Business Card /ANA Co-branded Card /VISA MINI Card /MSN MINI Card /VOGUE Titanium Card /HELLOKITTY Fans Gold Card Miss Kitty Perfume Credit Card excepted)

Everyone's billing date and repayment date are different.

Suppose the bookkeeping date is 10 day and the repayment due date is 28th:

For example: generally speaking, customers spend money on August 9, bill on August 10, and need to repay on August 28, so the interest-free period is the shortest; If the customer spends money in August 10, the bill will not be issued until September 10, and the repayment on September 28 has a maximum interest-free period of 50 days. That is, customers can enjoy the longest interest-free period if they repay all the amount due before the due repayment date (inclusive).

If you have any questions or comments, please log on to online customer service /cmu/icslogin.aspx? from = B& amp; Logincmu=0 for consultation, and we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!