You don't have to, but in this case, you'd better cancel it in time and don't leave it idle. If the credit card application is rejected, it will reduce the bank's evaluation of users, but it will not have a negative impact on personal credit. Users can choose whether to hold it according to their own needs.

The reason why users are allowed to cancel or cancel their business is because some high-end cards will charge an annual fee, and users will also charge an annual fee if they don't cancel.

What happens if the credit card you just applied for doesn't withdraw money from the bank?

After the bank applies for a credit card, the bank will review it according to the information provided by the customer. If the customer is qualified to apply for a card, the bank will make a card and mail it to the customer. If a customer has applied for a credit card and received a notice from the bank to handle the card, but did not pick it up, the courier responsible for delivery can contact the sender, that is, the bank, to explain the situation. Then the bank may contact the customer and ask why. If the customer says he doesn't want the card, he can negotiate with the bank to cancel the card, and the bank will ask the courier to send the card back to the bank. If you don't intend to use a credit card, it is recommended to sign for it as soon as possible. If you don't sign for it, it may be lost.