What the poster is talking about must be a cash back credit card that has been popular in the United States in the past year. Only larger companies can offer such credit cards, such as Discover, American Express and BOA, JP Morgen Chase.

Statement credit means that there is usually at least 1 cash back every time a credit card is used. After accumulating to a certain amount (usually USD50), it can be used as cash to repay the outstanding balance of the credit card. To put it bluntly, it is dollars. When the poster asked, it was still 2002. This year’s cashback credit cards can be used in basically every corner of American life. If you need to ask about credit card application, you can send me a private message. Both can get cash back, and applying alone is generally rare or not:)