Students can apply for China Merchants Bank credit card, but students usually have no overdraft limit. The usage method is as follows:

1. Apply through the bank counter. I bring my valid ID card to any branch of China Merchants Bank where my school is located, fill out the application form, and handle it with the assistance of bank staff.

2. Apply through official website. Log in to China Merchants Bank official website, click "Credit Card" in the top bar, enter the credit card page, click "Do Card" and "Campus Card Zone", select the card type to be applied, verify your identity, fill in your personal information and submit.

After the approval, you can go through the signature confirmation formalities at the outlet of China Merchants Bank where the school is located with a notification message, without submitting other supporting materials.