The credit limit of China Merchants Bank’s credit card is only 8,000. How to buy 1W2~1W5 things in installments

1. Call customer service to apply for a fixed limit or a temporary limit exceeding 15,000 yuan

2. Provide property certificate to the bank and quickly increase the credit limit

3. Transfer the balance (7,000 yuan) to the credit card memory. How to increase the credit limit of China Merchants Bank credit card

(China Merchants Bank) credit limit It is not fixed and will increase with the accumulation of your card holding consumption, repayment status and card holding time. You can call the service hotline to request an increase in your credit limit after holding the card for three months. We will apply to the relevant audit department for you based on your consumption index, repayment record and consumption habits. Or when your financial level has improved to a certain extent, you can also provide us with relevant certificates, and the audit department will evaluate your credit limit based on the materials you attached. At the same time, you can also apply for a temporary credit for urgent expenses. The credit card limit of China Merchants Bank is only 3,000. Can I buy something worth 8,000 yuan in installments on the China Merchants Bank mall?

No, you can only buy as much as your credit limit. China Merchants Bank Credit Card Installment~ My credit limit is 5,000 and I want to buy something worth 1,400~ Can it be paid in installments?

The minimum fee for China Merchants Bank is 1,500, and other banks can handle it for more than 1,000. You can add the memory card or battery together to get enough for 1500 and then refresh.

No interest will be charged for installment, but a handling fee will be charged, which is equivalent to interest. A total handling fee of 0.7 x 3 = 2.1 will be paid in three installments.

There is a handling fee of 4.2 in 6 installments.

If it is in designated shopping malls, such as Gome and Suning, there will be no handling fees or interest within 6 periods. The China Merchants Bank credit card you just applied for can buy a car in installments with a credit limit of 10,000.

The installment limit of "car installment" is determined by your own credit status and credit card usage. You can click to check online immediately: .cmbchina./FINCREDITWEB/Apply/ApplyDetail.aspx

Can I still swipe my China Merchants Bank credit card if the credit limit is used up?

It depends on whether there is an available limit. If there is no available limit, you cannot continue to overdraft.

Credit card limit:

Credit card limit, also known as credit card limit, refers to the maximum amount that can be used by the credit card you hold, which includes the credit card limit (that is, the maximum overdraft that a credit card can use limit) and the amount deposited to the credit card.

The limit of any credit card depends on the effective income and asset security value provided by the individual in the application process. The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained. Therefore, applicants must provide proof of income and statements of asset security. Asset guarantees include fixed assets such as real estate and cars, as well as current assets such as savings and bonds.

Does Taobao refund with China Merchants Bank credit card count as credit limit?

Hello

Online shopping payments are not counted as credit card records

In addition, the limit is related to your consumption Yes, online shopping consumption counts as a credit

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If you agree with my answer, please click the Accept as Satisfactory Answer button in time! Why does the online payment of 4080 fail if the credit limit of China Merchants Bank credit card is 6000?

Because you have bought other things before and it is not enough for 6000. What is the credit limit of China Merchants Bank credit card when applying online?

What is the credit limit when applying for a China Merchants Bank credit card online? Many cardholders inevitably have questions. Is the credit limit when applying for a China Merchants Bank credit card online higher than when applying at the counter? Here, I Love Card Here is a detailed introduction for card friends to apply for a credit limit for a China Merchants Bank credit card online. In fact, the credit card limit varies according to the applicant's credit rating and varies from person to person. It has nothing to do with online application or over-the-counter application. However, it is recommended to apply over the counter, because meeting with bank staff may increase your credit rating. Therefore, applying for a China Merchants Bank credit card online does not necessarily have a higher credit limit than applying for a credit card over the counter. The key depends on the applicant's own situation.