1. Introduction to “Gongxidai” “Gongxidai” provident fund personal credit loan It refers to the RMB micro-credit loan business issued by Minsheng Bank to natural persons who meet the conditions for personal provident fund deposits for their personal consumption purposes. All eligible citizens can apply for credit loans at any of the bank's business outlets with their ID cards and provident fund payment certificates.
2. Basic access conditions (1) Good personal credit record; (2) Continuous deposit of provident fund in the location of the handling bank for more than 1 year (inclusive); (3) Personal monthly deposit amount of 500 Yuan (inclusive) and above. (4) Citizens who pay provident funds in Chengdu
3. Product features (1) Loan amount up to 500,000 (2) Loan period up to 3 years (3) Simple application procedures, fast approval, Wide range of consumption purposes (4) Pay interest monthly and repay the principal upon maturity