Hello, there are many channels for credit card repayment. In addition to automatic repayment by binding debit cards, there are also cash repayment, ATM transfer repayment, online bank transfer repayment and so on. Different repayment methods have different handling fees and arrival time. If you want to be convenient, you can also choose online third-party repayment channels such as UnionPay Online, Pay Bar and Tenpay to make repayment. There is generally no handling fee, but there is a delay in repayment. Therefore, if the credit card issuer does not provide time tolerance service, it must repay the loan two days before the final repayment date, so as not to delay the repayment and cause overdue.