Hello, the results of the trial calculation of the bill installment are:
Instalment amount: 4,000 yuan
Number of installments: 12 installments
Each Principal amount per period: 333.33 yuan
Handling fee per period: 26.4 yuan
Total repayment per period: 359.73 yuan
For bills that have already been generated, if you need To facilitate full repayment, there are two ways for you to choose:
1. Bill installment (only if you hold a business card, official card (including financial official card), purchasing card, ANA guaranteed card or affiliated card) Card holders cannot apply): Interest-free period is available but there is a handling fee. Handling fee per period = total installment amount × handling fee rate per period. The minimum handling fee per period is 5 yuan. The base rates for each period are: 0.9 per period for 3 periods, 0.75 per period for 6 periods, 10. 0.70 per period, 0.66 per period for 12 periods, 0.68 for 18 periods, and 0.68 for 24 periods. For details, please log in to the credit card website/ and click "Credit Finance" - "Bill Installment" for a trial calculation; whether the application for bill installment is approved or not will be determined by our bank The comprehensive evaluation results of the credit card center shall prevail.
2. Minimum repayment: no handling fee but no interest-free period. If you repay the minimum payment but less than the full amount before the final payment date, you will not be able to enjoy the interest-free repayment period. All consumption in the current period will accrue interest from the recording date (usually the second day after consumption). The interest rate is 0.05% until you pay it off in full.
If you still have questions and comments, please log in to the online customer service/cmu/icslogin.aspx?from=Bamp;logincmu=0 for consultation. We will serve you wholeheartedly! Thank you for your attention and support to China Merchants Bank!