1. Hard conditions

Age: the applicant must be 18 years old and have full capacity for civil conduct;

Credit: Individuals with good credit records can apply for peony cards at local industrial and commercial banks.

2. Necessary information

1. Cardholders need to provide valid identification documents.

Note: Identity document refers to one of resident ID card, military officer's card (armed police card), soldier's card, Hong Kong and Macao residents' pass to and from the mainland, Taiwan Province compatriots' pass to and from the mainland and foreign passports. Driver's license, China passport, etc. Unable to apply.

3. Work certification documents.

Note: The work certificate includes a copy of the work permit, a copy of the work certificate issued by the work unit, a copy of the professional qualification certificate and one of them. It needs to be issued in the format required by ICBC, otherwise the certificate is invalid.

4. Proof of financial resources

If you provide a copy of the card face of ICBC's "wealth management account", a copy of Peony Credit Card and a copy of proof of own property, it will speed up the card processing process.

Note: The owner of all supporting documents must be the applicant himself, and the supporting documents in other people's names are invalid.

5. Other certificates

If the applicant wants to apply as soon as possible and effectively increase the credit limit of the credit card, he can provide the following financial documents, such as payroll records issued by the bank, income certificate issued by the unit, income tax withholding certificate, driving license of his own car, time deposit certificate of ICBC and other materials.