how to judge the credit card grade of MasterCard?
There are many large credit card organizations in the world, such as visa, MasterCard, American Express, JCB and UnionPay, among which MasterCard is one of the most widely used card organizations. Today, I will introduce to you how to judge the MasterCard credit card level and put an end to blind application.
there are five credit card grades in MasterCard organization system: standard card, gold card, platinum card, Titanium card and WORLD card.
while domestic commercial banks have basically become members of MasterCard, cardholders can handle the consumption needs of MasterCard, and the credit card grade logo is generally printed directly on the front of the card.
1. MasterCard Standard Card
The standard card is the lowest grade credit card product of MasterCard, which is equivalent to the domestic ordinary card grade. It only has the basic characteristics such as interest-free overdraft credit card, and the card amount ranges from 1 yuan to 1, yuan, and even 5 to credit cards will appear.
2. MasterCard
is one level higher than the standard card, and cardholders can enjoy some discounts provided by MasterCard. The maximum amount of gold card is 5, yuan, which is determined by the comprehensive score of the bank.
3. MasterCard Platinum Card
High-end cards can enjoy the honor and courtesy of MasterCard Greater China, including exclusive discounts, discounts and honor and courtesy provided by top hotels, golf courses, restaurants and merchants, as well as platinum card secretarial service and exclusive concierge service.
4. MasterCard Titanium Card
"MasterCard advocates taste and style, but it is unconventional. Only here can MasterCard create a unique and exclusive MasterCard Titanium Card to meet the' new titanium' of the young and upstart class." This is the perfect interpretation of MasterCard official website's titanium card. Titanium cards issued by major banks in China generally have arc-shaped trimming, which gives women many times the characteristics.
5. MasterCard world Card
MasterCard is the top high-end card, and the difficulty of applying for the card can be imagined. Within the MasterCard system, it is subdivided into two levels: World and worldelite. Only China Merchants Bank, Huaxia Bank, China CITIC Bank and Bank of Beijing have issued World Cards.
how to cash out MasterCard? It's troublesome but not worthwhile
Need to know about the use of MasterCard: restrictions on the domestic use of MasterCard
In conclusion, MasterCard products are rich in grades, and the higher the grade, the more difficult it is to apply for a card. It is suggested that cardholders with consumption abroad needs choose the appropriate grade according to their overdraft demand and repayment ability to avoid card rejection.
among the credit card types, What's the difference between a world card and an ordinary card?
Picture reference: MasterCard/c/WCE/GIF/3524 _ title-link-world.
Picture reference: mastercardwce/GIF/ 3981_title-block_card_world.
"World Card" was introduced by MasterCardInternational, and its full name is "MasterCard World Card", which belongs WorldMasterCard credit cards and can be used by merchants with "MasterCard" logo all over the world.
Cardholders of "World MasterCard" can enjoy flexible financial management, travel bonus and distinguished service without predetermined spending limit. Including:
no predetermined credit line
the best bonus point feedback
unique card design
year-end financial statements
exclusive MasterCardConciergeService)
airport VIP card.
24-hour distinguished customer service
Priority in handling disputes
Shopping guarantee
There is no predetermined consumption limit: the amount to be signed will be subject to the account records, past consumption patterns and repayment records of WorldMasterCard cardholders. The cardholder's outstanding account and repayment period are set by the issuing bank.
in addition, other types of MasterCard, including: Standard ordinary card _Gold card _Titanium card _Platinum card, etc., can also be used by merchants with "MasterCard" logo all over the world.
in addition to MasterCard, VISA_JCB_AmericanExpress, etc. can also be used by merchants with relevant signs around the world.
picture reference: banking.hcpersonal/card/chip/images/slip
is located in Hongkong, China. Generally, card-issuing banks or financial institutions will issue MasterCard and Visa or any kind of cards, depending on whether the card-issuing bank has become a member of MasterCard or Visa, and most acquiring banks will provide both MasterCard and Visa acquiring services. As for merchants, depending on their past experience in card collection, they can only accept one card or not accept any credit cards.
in addition to MasterCard and Visa, there are also other credit card/debit card businesses (including bill receipt and card issuance) in Hong Kong, such as JCB Card _ AmericanExpressCard)_ DinersClubInternational)_ ChinaUnionPayCard and so on.
picture reference: MasterCard Brand Center/images/gobm/US _ DL _ 57 _ A.
Introduction to MasterCard International:
MasterCardInternational (mastercard international) * * * has more than 25, members, and most commercial banks or financial institutions in more than 21 countries or regions in the world are members, providing card issuing and acquiring services. On August 16th, 1966, four banks in California (UnitedCaliforniaBank, WellsFargo, CrockerBank and BankofCalifornia) set up the InterbankCardAssociation (ICA) in order to compete with BankAmerican (the predecessor of Visa card) issued by BankofAmerica. In 1968, with the participation of BancoNacional, EuroCard and Bank of Japan, ICA became an international organization. In 197, ICA officially used the name and logo of "MasterCharge" and changed its name to "MasterCard" in 198.
picture reference: Visa-Asia/apzh _ hk/images/visa _ logo.
introduction to visa international:
VisaInternational is operated by visa international in San Francisco, California, USA. Visa International is a non-share, non-profit international bank card organization composed of more than 21, members of financial institutions around the world, providing card issuing and acquiring services. Visa's predecessor was BankAmericard issued by BankofAmerica in California in 1958. In 197, Bank of America handed over its card business to NBI (National Bank of America, Inc.), and it was renamed as "Visa" and was issued in 1976.
product information of MasterCard and Visa:
MasterCard International not only introduces MasterCard-branded credit cards and debit cards (including Standard ordinary cards, Gold cards, Titanium cards and Platinum cards), There are also Business cards _ worldcard _ gift card _ paypasscard _ maestro _ cirrus, etc. In addition, MasterCardInt'l once launched a cash stored value chip card named "Mondex" (now obsolete).
VISAInternational has not only launched Visa-branded credit cards (including: Classic Ordinary Card _Gold Card _Platinum Card _Infinite), but also VisaPurchasing Card _VisaCorporate Business Card _ Visa Electron and PLUS, etc. In addition, VisaInt'l has also launched a cash stored value chip card named "VISACash" (now As far as I know, as long as visa and mastercard (with the logo of visa or master on the card) are universal, _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ , reference: self, the world card means that you can use the visa/master label all over the world, but there are d's that are not collected occasionally, such as AE, Dalai, and some of the visas that are not collected by many shops are not collected by China Hongkong Group, and most foreign countries are not. Reference: Zhou Qiang,
What is the limit of Minsheng MORE World Card? How to raise the amount?
Minsheng Bank has launched a new Minsheng MORE World Card, which focuses on consumption abroad's rights and interests. consumption abroad will cash back 1% of the pen, and the foreign currency transaction fee will be exempted. Card friends who often travel abroad on business may wish to apply for it and see how much quota can be approved. So, what is the limit of Minsheng MORE World Card? How to raise the amount? Let's take a look at it.
What is the credit limit of Minsheng MORE World Card
Friends who have known about Minsheng Credit Card should know that the credit limit of Minsheng Credit Card is related to the card level, while Minsheng Bank Credit Card has several levels, such as general card, gold card, luxury platinum card, standard platinum card and diamond card. The higher the card level, the higher the credit limit.
this MORE world card is a MC single-label credit card product, and its card grade is positioned as a gold card. according to the credit range corresponding to the card grade of Minsheng bank, the credit card's credit limit is between 3, yuan and 5, yuan, and the specific credit limit is comprehensively evaluated by the bank according to the application materials and people's bank records provided by you.
how to raise the amount of Minsheng MORE world card?
As a MC single-label credit card product, World Card can only be traded through overseas MasterCard network and foreign currency online channels, but it cannot be traded through China UnionPay network, Alipay and WeChat. Because it is not possible to swipe your card casually in China like UnionPay with high credit, it is still difficult to withdraw the amount only by swiping your card.
It is suggested that it is best to provide the bank with proof of financial income after obtaining the credit card, such as car production, real estate, etc., and prove your repayment ability to the bank to raise the amount.
the above is the introduction of "Minsheng MORE world card quota". in a word, as a MC single-standard gold card, the maximum quota of MORE world card is only 5, yuan. Because there are many restrictions on swiping a card in China, it is difficult to raise the amount by swiping it, so friends who are not often in consumption abroad should not apply.
the definition of China bank great wall global MasterCard world credit card
great wall MasterCard world credit card is a platinum chip credit card issued in the whole jurisdiction, which is aimed at middle and high-end business customers and meets EMV standards.
the above contents are for your reference. please refer to the actual business regulations.
what is the MasterCard World Credit Card of Bank of China Great Wall Global Link?
Bank of China Great Wall Global MasterCard World Credit Card is to strengthen cooperation with MasterCard to meet the payment needs of cross-border customers. BOC and MasterCard jointly launched the Great Wall Global MasterCard World Credit Card.
Great Wall Global Link MasterCard World Credit Card is a series of Great Wall credit cards of Bank of China, and this card is a platinum card. Great Wall Global MasterCard World Credit Card can only be used by MasterCard international organizations outside China and China, Hong Kong, Macao and Taiwan, and does not support UnionPay network merchants to conduct transactions. Domestic deposits and withdrawals and transfers are not affected.
the above contents are for your reference. please refer to the actual business regulations.
analyzing the four grades of credit cards
credit cards may have different grades according to the level of rights they enjoy. Up to now, there are four types of credit cards: Puka, Gold Card, Platinum Card and World Card, among which another term for Platinum Card is called Diamond Card.
the first credit card is the CommonCard, which is the lowest credit card issued by the bank card issuer, and its credit line is the lowest; The average bank's credit limit for Puka is up to 5, yuan, and there are still 3, yuan.
The second type of credit card is the GoldCard, which is more strict than the ordinary card and requires the applicant to provide proof of income and a good credit record. The amount of gold card is slightly higher than that of ordinary card, and it is a credit card with a higher credit line than ordinary card. Generally, banks do not directly handle gold cards for individuals who have no credit history of ordinary cards. The credit limit of a gold card is generally between 1, and 5, RMB.
The third credit card grade is PlatinumCard, which is also called Diamond Card. It is a credit card issued by card issuers to distinguish it from gold card customers, and provides higher-end services and rights than gold cards. Generally, it adopts the membership system, with customer service hotline service and value-added services that are highly respected. Platinum card is the highest level of credit cards issued by banks in China. The approval of platinum card by banks is very strict, and the application conditions are also very harsh. Only a small number of high-income or leaders can apply. With a platinum card, you can usually receive the global airport VIP room courtesy, high traffic insurance, global emergency support service (gcas), 24-hour global exclusive VIP line telephone service and other quality services. Platinum credit cards generally have a credit limit of 1 to 1 million RMB.
the highest-end credit card is an InfiniteCard or an infinite card: the highest-end credit card does not accept applications and can only be handled at the invitation of the issuing bank. Unlimited card is the top brand of Visa card organization, and only China Merchants Bank has issued this kind of card in China. The credit card of the same level issued by Mastercard organization is called World Card, which is still in China.