What's the quota of China Merchants Bank's JD.COM White Stripe Co-branded Card?
The starting point of the credit line of China Merchants Credit Card is the fixed credit line of RMB 65,438+0,000 or its equivalent, and the upper limit is RMB 50,000 or its equivalent.
Under normal circumstances, the fixed amount of Puka is 65438 yuan +0000 yuan -65438 yuan +00000 yuan; The fixed amount of the gold card is 65438 yuan +00000 yuan -50000 yuan; The amount of a platinum card is generally a fixed amount of 50 thousand yuan plus a temporary amount that is actively adjusted every month. When spending by credit card, users can use the sum of the two parts.
China Merchants Bank's JD.COM White Bar Co-branded Card is a gold card, so the credit line of China Merchants Bank's JD.COM White Bar Co-branded Card ranges from 65,438+00,000 yuan to 50,000 yuan. However, in the preliminary examination, the credit limit still needs to be audited according to the specific information provided by the applicant, so the specific credit limit is subject to the final audit result of the bank.
How to increase the amount of small white card? There are the following methods:
1, use more credit cards and spend more. Use various credit cards on different occasions, but don't use credit cards to avoid over-limit fees.
2. Handle other credit card business, such as bill installment, single installment, minimum repayment amount, cash advance, etc.
3.JD.COM Xiaobai's credit score is closely related to credit cards, and improving JD.COM Xiaobai's credit score is also beneficial to the increase of credit line.
The above is the relevant content for everyone to introduce. In fact, if China Merchants Bank raises the quota, it will be easier than other banks. Therefore, if the initial amount of the applied card is low, it is not recommended that you sell the card. It is a safe choice to gradually increase the quota.