Do you know CITIC Taobao's different payment credit card? What kind of credit card is this? What function does it have? What is it used for? Is CITIC Taobao payment card the same as CITIC Taobao card? How to use it? I. introduction of citic Taobao differential payment card citic Taobao differential payment card is a brand-new online digital credit card issued by citic bank and AliPay, an affiliate of Alibaba. it is the same cross-border financial product of banks and internet companies. With the help of big data of Alipay, online shopping transaction chain data evaluation and risk control model jointly established by Alibaba and Zhongan Insurance, CITIC Taobao Heterogeneous Payment Card will build a credit card customer verification and risk prevention and control system to realize online real-time "application, card issuance and payment" of CITIC Taobao Heterogeneous Payment Credit Card, so as to meet the new financial experience of users paying without cards in online consumption scenarios. The Credit Card Center of CITIC Bank is responsible for the credit review, quota approval, annual fee policy and standard formulation, card issuance and card operation, risk management, accounting treatment, consultation and complaints and other related financial services. Different payment not only reflects the strength of the bank's scientific and technological strength, but also conveys a service concept, that is, in unbounded time and infinite space, it provides "zero" distance intimate service for CITIC Bank customers through various ways of reality and virtuality. Two-dimensional code payment is the embodiment of this ideal-not only the improvement of technology and service mode, but also the practice of a brand-new life form.

second, citic Taobao payment card realizes two-dimensional code cardless payment. users who use citic bank cards, whether debit cards or credit cards, can directly bind the default bank card by installing citic bank mobile banking client on their smartphones, and immediately realize two-dimensional code cardless payment. The QR code payment function has high security. In order to control risks, CITIC Bank controls the daily payment limit of each bank card, and can increase or decrease the limit for individual customers. When shopping, queuing for checkout is a time-consuming and laborious task. According to the survey, 67% customers in large supermarkets wait for payment for more than 1 minutes, and the average checkout time is 1 minute and 24 seconds. If the average life expectancy of human beings is 67 years, four years will be spent in the checkout line! And if you choose CITIC QR code to pay, it takes only 15 seconds each time to complete the payment process! Your life is no longer a waste of time because of queuing for checkout.