The method of unfreezing a credit card is as follows:

1. If the cardholder is frozen due to overdue payment, the cardholder must pay off the balance in time and apply to the card issuing bank to unfreeze the credit card. The card-issuing bank will handle the unfreezing procedure at its discretion.

2. If the credit card is frozen due to abnormality, the cardholder can go to a bank branch for identity authentication or change to a new credit card.

3. If the card is frozen due to suspicion of cashing out, the cardholder can provide recent credit card consumption vouchers and apply to lift the freeze.

4. If the property is frozen by the court, you can only apply to the bank for unfreezing after the lawsuit is over.

Extended information:

Why credit cards are frozen

1. Repeated or malicious late repayments on credit cards

The bank will Overdue repayments on credit cards will charge interest and liquidated damages. Serious overdue repayments will cause the credit card to be frozen, and the bank will report it to the central bank's credit reporting system. Some credit card users fail to repay in time after swiping the card for consumption, are overdue for a long time or have a large overdraft amount. If the bank's reminder fails, the credit card will be frozen.

It is worth noting that some types of bank loans will freeze your credit card due to multiple overdues.

2. Wrong credit card use posture

After the bank issues a card to you, it does not mean that you can let yourself go. The bank will supervise the use and transactions of the credit card. If you If illegal operations are detected, banks can easily detect them. Once the bank finds out that it is true, the credit card will be reduced or frozen.

3. Lost credit card or other abnormalities

Some users have lost their credit cards. In order to prevent property losses caused by theft, they will ask the bank to temporarily freeze their credit cards.

If there are risk control transactions in the user's credit card, such as: multiple consecutive large-amount transaction records, foreign website or offline consumption transactions, simultaneous card swiping transactions in two places, etc., the bank will feel Your credit card is used abnormally. In order to protect the safety of the user's credit card funds, the bank will actively freeze the credit card.

Please click to enter the picture description (maximum 18 words)