Current location - Trademark Inquiry Complete Network - Overdue credit card - Is ICBC 9920 a risk control or a freeze?
Is ICBC 9920 a risk control or a freeze?

9920 is obviously for risk control, so in your case it should be that the bank’s risk control has led to a judicial freeze in another place. You need to wait for the judicial freeze in the other place to be unfrozen before you can go to the bank to deal with your risk control issues. Find out the details from your bank. .

Frozen bank deposits and frozen materials refer to the assets formed when the people's court implements compulsory freezing measures on the bank deposits, materials and other properties of the person subject to execution.

Specifically, bank frozen deposits refer to deposits that have been frozen by the bank for some reason and cannot be withdrawn normally. Since this part of the deposits is frozen and no longer has the function of a means of payment for monetary funds, it should be recognized as other assets; frozen materials refer to assets that have been frozen and cannot be disposed of normally for some reason.

Risk control refers to the risk control of multi-bank loan funds and is an assessment of risk. Mainly reflected in two aspects:

1. Pre-loan risk assessment, mainly for users who apply for loans or credit cards. The bank’s risk control center will investigate and verify your personal situation and credit report to analyze Whether the loan can be granted to you and how much amount will be granted.

2. Risk monitoring after the loan is issued. After the loan is issued, the bank will regularly track and understand the situation of the lender, so as to grasp the flow of funds in a timely manner and ensure that the funds can be safely recovered. In addition, the risk control system is also used in the financial investment process. Investors can apply to the bank for risk assessment of the financial products they invest in, and choose a more secure financial management method.