When the credit card owner defaults or overdue, should he be held responsible as an emergency contact? The answer is clear, if the emergency contact does not have any behavior such as partnership fraud, there is no responsibility. The banking industry can better avoid the harassment of emergency contacts of credit card holders. When collecting and using consumers' personal financial information, commercial banks shall abide by the Law on the Protection of Consumers' Rights and Interests and the Notice of the People's Bank of China on the Protection of Personal Financial Information by Banking Financial Institutions (Yinfa [20 1 1] 17), follow the principles of legality, justice and necessity, and clearly state the purpose, mode and scope of collecting and using information.
1. What should I do if my credit card loan is 80,000 yuan?
If the credit card is overdu