The cancellation method of Guangfa Bank credit card is as follows:
1. Directly call the Guangfa Bank credit card customer service hotline 400-830-8003 or 95508. After verifying the identity, you can submit a cancellation application through manual service .
Operating environment:
Brand model: iPhone13
System version: iOS15.0
App version: 7.0.5
2. You can bring your valid personal ID and credit card to the nearest bank branch to handle the credit card cancellation procedure.
Before canceling the GF credit card, you must ensure that there is no deposit in the credit card and no outstanding balance. After logging out, cut off the magnetic stripe of the card as soon as possible to prevent it from being taken away and swiped by others.
Supplementary information:
1. According to the regulations of Guangfa Bank, when canceling a Guangfa Bank credit card, the credit card account must not have any debt or overpayment. If there is still an outstanding balance, the cardholder needs to pay off the balance before the card can be cancelled; if there is any overpayment remaining in the credit card, the cardholder needs to withdraw all the overpayment before canceling the card.
2. To cancel the credit card of China Guangfa Bank, you do not need to go to the branch of Guangfa Bank in person. You can directly call the customer service number of China Guangfa Bank credit card and explain your intention to cancel the credit card to the customer service. Then you can apply for the cancellation of the credit card, but as you said, the customer service If the telephone manual service has been unable to get through, it is recommended that you choose a nearby branch and ask the staff to help you cancel. If there is a debt or overpayment on the card, it is also convenient to clear it on the spot.
2. In addition, after receiving the cardholder’s application to cancel the card, China Guangfa Bank will review the cardholder’s credit card status within a period of time, including whether there are arrears or overpayments, etc. Therefore, unless there are special circumstances, generally banks will officially cancel the credit card for the cardholder within one month to one and a half months.
Extended information:
1. The information required for Guangfa Bank credit card application is:
1. Identity proof information: copy of resident ID card or military officer ID card ; Hong Kong and Macao compatriots should provide a copy of the Mainland Travel Permit and a residence permit for more than one year; foreigners should provide a copy of their passport and residence permit for more than one year.
2. Work and income certification materials: salary certificate, copy of social security (paid for more than half a year).
3. Supporting information for Guangfa Bank credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity, and gas of the current place of residence in the past three months Any original document of payment, etc.