What is the general credit card limit of Hua Xia Bank?
Hua Xia Bank’s regular card limit is generally 2,000-20,000 yuan, gold card limit is 5,000-50,000 yuan, and titanium card limit is 20,000 yuan. -200,000 yuan. If it is your first time to apply for a Hua Xia Bank regular card, the limit is generally around 5,000 yuan. Of course, the applicant's credit condition is the main factor that affects the limit. For applicants with large personal assets and good credit, it is normal for the limit to exceed 10,000 yuan. For applicants with low income, no house, no car and no deposit, it is possible to get a quota of around 2,000.
Hua Xia Credit Card Limit Inquiry
Hua Xia Bank has many ways to check credit card limit. I have summarized six methods.
SMS query: Edit the last four digits of the SMS YE card number and send it to the designated number to query your Hua Xia Bank credit card balance. (Mobile users: 106575257489095577; China Unicom users: 106550571609095577; Telecom users: 10659057110009095577)
Online banking query: log in to online banking, select a credit card account, and you can query the real-time balance of the credit card in the account details.
Telephone inquiry: Dial Hua Xia Bank customer service hotline 95577 and follow the voice prompts to inquire the credit card balance.
WeChat Query: Search and follow the WeChat official account of Hua Xia Bank Credit Card Center, and then check the limit in "Account Manager--WeChat Query".
APP query: Install the "Huacai Life" Hua Xia Bank mobile customer service APP on your mobile phone, and then check the limit through "Account Management" in "Hua Xia Finance - Credit Card".
Outlet inquiry: Go to a Hua Xia Bank branch and ask the counter staff to check your balance for you.
Hua Xia Credit Card Limit Increase
What we usually call a credit card limit increase actually includes two methods, one is a temporary limit increase, and the other is a long-term limit increase. The temporary limit: If you are using When using a credit card, if you find that the limit is not enough, or you are about to make a relatively large purchase, such as traveling abroad, you can call the 24-hour customer service hotline 400-669-5577 to contact the customer service specialist to apply for a temporary increase in the credit card limit.
Long-term quota: Cardholders can apply to Huaxia Bank with their ID cards, Huaxia Bank credit cards and recent financial income certificates. Huaxia Bank will apply based on the cardholder’s past card usage history and repayment. Records and other situations will be reviewed, and the credit card limit will be appropriately adjusted for the cardholder after passing the review. If it is a planned limit increase, the cardholder can pay attention to the usual way of using the card, such as increasing the frequency of using the credit card to make the bank think that you are more dependent on the credit card, and repaying the loan on time after consumption to prove that you have enough repayment ability, etc. These operations will help increase your credit card limit.