There are a large number of credit cards issued by Bank of Communications, but you still need to choose a card based on your own qualifications. Otherwise, even if you use the credit card on the credit card application platform, if your personal qualifications are insufficient, problems will arise. Card rejection situation. So, which Bank of Communications credit card is the most practical? These are all worth applying for!
1. Standard Platinum Card. The Standard Platinum Card, also known as Bai Qilin by card friends, is quite sharp and has three versions: UnionPay Single Standard, Visa Double Standard and MasterCard Double Standard. Bank of Communications Platinum New Account Card: 3 transactions worth 168 yuan within 45 days are exempt for the first year; the main card is 1,000 yuan/year, which can be redeemed with 250,000 points; 3 supplementary cards can be applied for free. Benefits that can be enjoyed include double points in the birthday month and 5 times points on the birthday; 6 times per year at Longteng VIP Lounge at home and abroad, with supplementary cards; 6 times per year at Bank of Communications Ward VIP Lounge, with supplementary cards; 6 times per year Act as a driver; enjoy UnionPay Platinum privileges (privileges), etc.
2. JD.com PLUS co-branded platinum card. The JD.com co-branded card has two levels: platinum and gold. There is only a UnionPay single-label version. On the basis of Bai Qilin, JD.com’s rights and interests are added, and the annual fee policy is the same as that of Bai Qilin. The benefits that cardholders can enjoy include sharing all Bai Qilin’s platinum benefits; getting a JD Plus annual membership card every year within the validity period; redeeming 66,000 points for a JD Plus annual membership card; supporting JD.com on the hottest Friday (gold cards get 5 seconds off, 10 instant discount for Platinum Card); enjoy UnionPay Platinum privileges (privileges), etc.
3. The tiger of the twelve zodiac signs is Wika. New households can enjoy 5 times the points benefits and there is a rigid cost of production. The first year’s fee is RMB 488, and the next year is free if you spend 6 times. The main benefits enjoyed by cardholders are: 3 times the points within 12 months from the card verification date, with a monthly upper limit of 30,000; new users can enjoy an additional 2 points, with a monthly upper limit of 60,000; bill installments of 6,000 and 6 installments (Inclusive) and above, the consumption points in the next month can be increased by an additional 5 times; you can participate in the monthly Bank of Communications Radiant Platinum Card exclusive activities.
4. Tencent Super V co-branded card. Tencent Super V theme card, Bank of Communications Youyibai level, can be redeemed for air miles, UnionPay single standard. The annual fee is waived in the first year, and the annual fee is waived for the following year after 6 purchases. The main benefits enjoyed are: if the consumption reaches the standard, you can receive 20 yuan of credit card credit every month / Tencent membership, and you can receive up to 240 yuan of repayment credit; if the consumption of the verification card reaches the standard, you can receive 60 yuan of WeChat instant discount; for WeChat repayment, you can enjoy a free monthly limit of 2,000 yuan; enjoy UnionPay platinum privileges (privileges).
5. National theme card. The National Rhyme themed card is a single-label RMB card organized by American Express. I personally like the Tang Palace Night Banquet card face. Supports online payment such as WeChat/Alipay/JD.com. It is part of the Bank of Communications' Youyi Baimi Card series and enjoys the right to get 3 times the points per bestie day. The annual fee is waived in the first year, and the annual fee is waived for the following year after 6 purchases. The main benefits that can be enjoyed include visiting Longteng overseas airport VIP lounges 3 times per year; you can set up up to 5 best friends, and your best friends can enjoy 3 times the points every month; and enjoy UnionPay platinum benefits (benefits).
The above are the credit cards worth applying for from Bank of Communications. Users can submit applications based on their actual circumstances to avoid over-borrowing, otherwise the consequences will be serious.