2. Enjoy the VIP card function of Eurasia Shopping Mall, with a 15% discount for shopping
3. Enjoy a 9.7% discount for shopping in Eurasia Supermarket
Cards issued in every other month will be charged in every other month. Usually, the annual fee is exempted in the first year
If you swipe your card, the general bank will automatically waive the annual fee for six purchases.
if you have received the annual fee, call the customer service and ask for a waiver of the annual fee. The customer service will generally give you a waiver, otherwise, you will be asked to refund the annual fee if you spend enough. Remember that the bank is afraid that you will cancel your credit card.
overdraft is based on the credit line, and the overdraft line is comprehensively evaluated according to the information filled in at the time of application and the relevant supporting documents provided. If you need to increase the credit limit, you can call the customer service hotline to apply for it after holding the card for 6 months. The bank will adjust the credit limit for you within one week according to your past card use history, repayment record and the latest financial income certificate provided by you.
If you want to buy online, there are two ways. First, you can apply for Alipay cartoon, which is actually a debit card jointly issued by Alipay and the bank, which can be used for Alipay payment. You can use it by opening a 5 yuan card and adding the annual fee of 1 yuan for the first year. Second, online banking. It can be used for online shopping, remittance, transfer and so on. The function is much stronger than Alipay cartoon. However, there are two kinds of online banking, provided that you have a debit card from Zhang Zhongxing, and if you don't have one, you can get a 15 yuan, and the cost is the same as that of opening it. There are two kinds of online banking: 1. Online banking with password cards, which is handled by the bank, handled by the Bank of China for free, and sent to you for free, even if you don't send the password card for free, it only costs a few yuan. 2. U Shield's online banking, which U Shield wants money to buy. The function is almost the same as that at the counter. More power than a password card.