If your card is free of annual fee, the annual fee for the first year will generally be paid by the credit card or partner of China Merchants Bank for you. Within the whole year of your card's validity (from the date of issuing the card), if you spend 6 times on a single card (the amount and form are not limited), you can reduce the annual fee for the next year.

Regarding the specific charges of your card, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp； Logincmu=0. Thank you for your attention and support!