1. If you apply for a credit card through the staff of Shanghai Pudong Development Bank, you have already entered information such as your ID card when you apply for the card. After receiving the credit card, dial the bank phone with the mobile phone number reserved by the bank to activate it. This is the easiest way.
2. If you apply for a credit card through official website of Shanghai Pudong Development Bank, or the bank credit card salesman calls, you can only activate the credit card at Shanghai Pudong Development Bank outlets.
3. Bring my ID card and Shanghai Pudong Development Bank credit card to the nearest Shanghai Pudong Development Bank outlet;
4. Tell the bank lobby manager that you are here to activate the credit card, then give him your ID card, and he will help you get the number and start queuing;
5. After it's your turn, the bank's calling system will call you to the window number, give your ID card and inactive credit card to the bank staff at the window, and tell him that you want to activate the credit card business;
6. The staff at the bank window will take your picture and copy your ID card. After the activation is completed, you can sign, get back your ID card and credit card, and you can go. The whole activation process takes about 5 minutes.
How to open a Pudong Credit Card for the first time?
Two ways to activate the credit card of Shanghai Pudong Development Bank;
First, the customer service phone is activated.
1. Call Shanghai Pudong Development Bank Credit Card Customer Service Tel: 800-820-8788 or 400-820-8788;
2. According to the voice prompt, press "7" and select the "Credit Card Activation" function;
3. Enter the relevant information for applying for a credit card;
4. Complete the activation of the credit card with the customary signature in the "Card Signature" field.
Second, online banking activation
Take Apple11IOS14.7.1Shanghai Pudong Development Bank 7. 1.0 as an example.
1. Log in to the homepage of Shanghai Pudong Development Bank Credit Card Center and select the function of "Activate Credit Card Online";
2. Enter the credit card activation page and enter the credit card and other information according to the prompt.
Credit card is like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards is to make money. Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day. Once the interest-free repayment period is exceeded, high interest will be charged, usually five ten thousandths of interest per day.
First of all, the credit card is not the personal property of the cardholder, but is borrowed by the cardholder with "credit" as the guarantee. Credit cards can only be issued if the card issuer judges that "this person can be trusted" (specifically, he has the ability to repay) according to these conditions. Secondly, it is necessary to clarify the significance of signing the bill.
Signing is to admit that "the loan I bought today must be repaid, and now I will take the goods I bought first", which means that I absolutely abide by my promise. The credit card system was introduced from Europe and America. Here is a concept of contract. To sign is to acknowledge the terms of the contract.
Credit card application process:
1, application
In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.
Step 2 review
After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor.
Step 3 issue cards
After the applicant successfully applies for a credit card, the issuing bank will open a separate credit card account for the cardholder at the issuing bank for shopping, consumption and settlement after cash withdrawal.
Step 4 open the card
Because the credit card application is approved by post, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements.
At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card. After accepting a credit card, a credit card merchant or bank shall review the validity of the credit card and the identity of the cardholder.
How many ways can Pudong Credit Card be activated?
The activation method of PUFA credit card is as follows:
1 counter activated
The cardholder carries the cardholder's ID card and the unactivated credit card of Shanghai Pudong Development Bank to any business outlet of Shanghai Pudong Development Bank, and the credit card can be activated with the help of the bank staff.
2 mobile phone activation
Call the customer service phone of Shanghai Pudong Development Bank to activate. According to the voice prompt, press 7, select the "credit card activation" function, enter the relevant information of your credit card application, and complete the activation according to the prompt.
3 Online banking activation
Log in to official website, Shanghai Pudong Development Bank, click the credit card option, and then click "Apply for a credit card-Quick Card Opening". The page will automatically jump to the credit card activation page, and enter relevant information such as credit card and ID card to complete the activation.
4 WeChat official account activation
Pay attention to the official WeChat account of Shanghai Pudong Development Bank, click the activation card, fill in the information according to the process, and activate the credit card online.
This cartoon is used by more than 20 million merchants around the world, and more than 840,000 ATMs around the world withdraw cash.
RMB repayment in consumption abroad
You can sign up for consumption and withdraw cash within the credit line without depositing any cash in advance, and experience the relaxed and advanced consumption mode.
Interest-free repayment period
This card can enjoy the interest-free repayment period of consumption while experiencing the new life of the contracted account. If you sign an account with this card (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the trading day to the due repayment date. Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses.
Minimum repayment amount
This card also provides a minimum repayment amount. The minimum repayment amount is the minimum amount that needs to be returned every month. Cardholders are free to choose this repayment method, which can not only flexibly handle their own funds, but also reduce the repayment pressure. (Minimum repayment amount and interest-free repayment period cannot be enjoyed at the same time)
revolving loan
After consumption or cash withdrawal, the available credit line will be reduced accordingly, but after repayment, the credit line will be restored accordingly-this is the revolving credit function! You can decide your own consumption and repayment amount according to your own needs and financial situation. It is easy to handle and avoids many repeated application procedures.
draw cash
With this card, you can easily withdraw cash not exceeding the cash withdrawal limit from ATMs marked with UnionPay logo in China and VISA logo abroad for emergencies. (Withdrawal does not enjoy interest-free repayment period and minimum repayment amount)
supplementary card
You can apply for a supplementary card for your family. The supplementary card and the main card share the same credit line, and all the transaction details of the supplementary card are listed on the statement of the main card in a unified way, so that the cardholder can grasp the usage of the supplementary card in time.
How to activate the credit card of Shanghai Pudong Development Bank?
The credit card of Shanghai Pudong Development Bank is not only activated at outlets.
There are three ways to activate a credit card:
1. The card opening and setting of the bank counter of the outlet are confidential, and my ID card and credit card are required for handling;
2. Online banking card, if you have an online banking shield, you can set the transaction withdrawal password together;
3, telephone voice self-service card opening, of course, before activation, you will need to enter some personal information to ensure that it is the cardholder himself. If the information input is incorrect, it will be switched to manual card opening.
Please note when activating the credit card:
1. Confirm the collection of annual fee.
2. Do I need to cancel the paper bill?
3. Choice of bookkeeping date. Under normal circumstances, bookkeeping date is the repayment date.
Activation steps:
1. Customer service telephone number
Activate Shanghai Pudong Development Bank Credit Card
1. Call Shanghai Pudong Development Bank Credit Card Customer Service Tel: 800-820-8788 or 400-820-8788;
2. According to the voice prompt, press "7" and select the "Credit Card Activation" function;
3. Enter the relevant information of your credit card application;
4. Sign your usual signature credit card activation in the card signature field.
Second, activate the credit card of Shanghai Pudong Development Bank online.
1. Log in to the homepage of Shanghai Pudong Development Bank Credit Card Center and select the function of "Activate Credit Card Online";
2. Enter the credit card activation page and enter your credit card and other information according to the prompts.
How to activate Pudong Credit Card?
Pudong credit card goes to the business outlet to activate. After getting the credit card of Shanghai Pudong Development Bank, the cardholder needs to bring the credit card of Shanghai Pudong Development Bank and his valid ID card, and confirm the card opening letter at the business outlet of Shanghai Pudong Development Bank for activation. After activation, he needs to have a face-to-face interview. During the face-to-face interview, the staff of Shanghai Pudong Development Bank will ask questions. After the face-to-face signing, the credit card of Shanghai Pudong Development Bank can be officially activated.
Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free.
Featured experience:
1. Intelligent Semantic Recognition
With the help of the semantic recognition function of WeChat platform, provide services for cardholders.
2. Xiao Pu listened to his heart.
Pufa cardholders can use the intelligent voice navigation "Xiaopu Listening to the Heart" service to say what they need and realize interaction.
3. Cloud bill
Pufa Credit Card launches cloud bill.
Stock products:
1. Card number replacement/right free choice service
On February 20 18, PUFA Credit Card launched the service of "card face can be changed at will, and rights and interests can be selected freely". Cardholders can freely change their card faces and choose their own rights and interests.
2. Xiaopu Book Club
"Xiaopu Book Friends Club" is a life service right launched by Pufa Credit Card. Cardholders can order in the "Xiaopu Book Club" area of Pudong Credit Card "Puda Xiben APP".
Pufa Credit Card has all the basic functions of a general credit card, including: the global universal function of spending by more than 20 million merchants at home and abroad and withdrawing cash from 840,000 ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family.
This card can enjoy the interest-free repayment period of consumption while experiencing the new life of the contracted account. If you sign an account with this card (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the trading day to the due repayment date. Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses.
This card also provides a minimum repayment amount. The minimum repayment amount is the minimum amount that needs to be returned every month. Cardholders are free to choose this repayment method, which can not only flexibly handle their own funds, but also reduce the repayment pressure. (Minimum repayment amount and interest-free repayment period cannot be enjoyed at the same time).
How to handle the credit card of Shanghai Pudong Development Bank?
The credit card account opening method of Shanghai Pudong Development Bank is as follows:
1. Opening of business outlets
Cardholders can bring their ID cards, credit cards and other materials to the business hall of Shanghai Pudong Development Bank, submit the card opening application to the staff, fill in the application form, and set the password at the staff's prompt. You can open it after the setting is successful.
2. The customer service phone is on.
Cardholders can call Shanghai Pudong Development Bank Credit Card Center at 800-820-8788. After the phone is connected, follow the telephone voice prompt "credit card activation" function, and then follow the prompt to enter credit card, ID number and other related information to open it.
PUFA credit card introduction:
Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free.
The credit card repayment methods of Shanghai Pudong Development Bank mainly include the following categories:
1. Repayment at the issuing bank
This method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
2. Inter-bank transfer/remittance repayment
Mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
3. Online repayment, the common online platforms in China are: UnionPay Online, Kuaiqian, Shengfutong and Alipay. Choose different platforms and banks, and the charging standards and specific arrival time are different.
4. Convenience store repayment
In this way, the repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.
5. Counter repayment
Counter link refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the mainframe system of UnionPay Trading Center.
6. Payment by Xinfutong
"Xinfutong" smart card phone is an innovative electronic product independently developed by China UnionPay, certified by Bank Card Testing Center and supported by financial services provided by China UnionPay's inter-bank information exchange network.
7. repayment pass
Using the "Repayment Pass" for repayment, the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.
8. Other repayment methods
In addition to the above methods, the issuing bank has also opened its own repayment methods in order to facilitate the cardholder's repayment.
This is the end of the introduction on how to open the Pudong Development Credit Card and how long the card opening period is. I wonder if you have found the information you need?