The credit balance refers to the overpayment in the cardholder's card account, that is, the excess deposit. The credit balance cannot be used for installment payment and can be withdrawn through the counter or ATM machine. There is no handling fee for withdrawing the Bank of China card at the counter. If you withdraw money at an ATM machine, a cash withdrawal fee will be charged by default but no interest will be charged. There is no charge for local withdrawal of the Great Wall card. Cash withdrawal fees are charged, and no interest is charged for withdrawing excess deposits; you can call customer service 4006695566 for detailed inquiries about the specific charging standards.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.