There are three main ways to apply for a credit card. The first is to go directly to the bank counter to apply, the second is to apply online, and the third is to have a bank credit card salesperson come to your door. The processing methods corresponding to different processing channels are as follows:

1. Bank counter processing:

The user brings his or her identity document to the bank where he or she wants to apply for a credit card, and then directly informs the bank If the lobby manager needs to apply for a credit card himself, the lobby manager will give the user the corresponding form. After the user fills in the form as required, it is handed over to the counter staff. After providing the information required by the counter staff, you can successfully apply for a credit card.

2. Online banking: Most banks have their own online banking. Users only need to visit the official website of the corresponding bank, then enter the credit card application page, select the credit card they want to apply for, and submit the information as required. After that, you can apply for your own credit card.

3. Salesperson processing:

Generally, we often encounter situations where salesmen come to sell credit cards. Then we can also handle credit cards at the salesperson’s office. The salesperson will Handle all application materials for users and submit them to the bank later.

After we apply for a credit card, banks generally have a period of review. After the review is passed, the bank will notify the user by phone and mail the credit card to the address filled in by the user.

Generally, we can activate the credit card directly after receiving it. However, in many banks, if you apply for a credit card through online banking, you need to go to the bank to activate it before you can use it.