The restrictions imposed by bank cards on OTC transactions can be lifted in the following ways:

1. If the bank card is restricted from over-the-counter transactions due to expiration, you need to bring your ID card and bank card to the counter of the issuing bank for renewal.

2. If the bank card restricts counter transactions because the ID card expires, you can update your ID card to the banking system to update your identity, or you can update and cancel it online.