The necessary conditions for a convenience card loan include age, scope of application, economic income status, and personal credit. The convenience card is a loan product that functions as a "deposit card and small loan". It is mainly provided by rural commercial banks and rural credit cooperatives to their customers. Convenience cards are a type of bank credit card. The difference between ordinary bank credit cards and ordinary bank credit cards is that in addition to having the functions of ordinary bank credit cards, convenience cards can also enjoy convenience and benefit, while ordinary bank credit cards do not have this kind of effect. The above is the content related to the application conditions for convenience loans. Introduction to convenience card loans

1. Age: If you want to apply for a convenience card, you must be legally 18 years old, and generally not higher than 60 years old;

2. Scope of application: Not everyone can apply for a convenience card. Generally, only farmers, shops, urban residents, public officials, small and medium-sized business owners, etc. can apply for it, and applicants must have all the necessary qualifications. In general, one household can only apply for one convenience card in terms of civil capacity;

3. Economic income status: To apply for a convenience card, there must be a relatively stable source of income, so that farmers and businesses Only banks and rural credit cooperatives can ensure that applicants have the ability to repay on schedule. The operations of these merchants and small and medium-sized enterprise owners also need to be normal;

4. Personal credit: The most important criterion for applying for a convenience card is that the personal credit must be excellent and cannot be bad. personal credit history.

This article mainly writes about knowledge points related to the application conditions for convenience loans, and the content is for reference only.