This is not a lie. It is the financial service of China Guangfa Bank’s credit card. It is very convenient and the interest rate is also relatively favorable. Generally, it is between 0.6%-0.78% (monthly interest). It will vary according to different customer groups. . Generally, the maximum repayment period is 2 years

Suppose you can borrow 1W, then repay it in two years, calculated at an interest rate of 0.6%.

Repay the principal of 416 yuan + 60 yuan of interest in one month. After 2 years, the total interest payment will be 60*24=1440.

You can repay in advance, but the interest must be paid in full.

This is mainly for the convenience of credit card customers to borrow money and serves the purpose of a temporary small loan. If you need money urgently, you can apply.

If you don’t need the money temporarily, you don’t need it.

As for your interest rate and how to borrow money, you can call 95508 for details. (It’s actually a 400 number, but I can’t remember it. It can be transferred through 95508. Don’t worry it’s not a lie)