In some Alipay versions, there is no direct access to the online merchant loan page. You can find the online merchant loan through the service number of Alipay's online merchant bank. The specific steps are as follows:
1. Open Alipay and search for the keyword "online merchant bank". The system will push the service number of the online merchant bank to us.
2. After entering the service number of the online merchant bank, you can see that there is a function bar directly above the page, including loans and deposits;
3. Click on the loan button, and a service window will pop up, including online business loans;
4. Click on the word online business loan to enter the application page.
If you don't find an online merchant loan in Alipay, I suggest you try other ways, such as the online merchant bank mobile APP. The above is the way to find online business loans. However, because of the high application conditions for online business loans, many people have found online business loans and are not qualified to use them.
Conditions for Alipay to qualify for online merchant loans
Chinese mainland adults aged 1, 18-65 years old, with good personal credit information, and are enterprise legal persons or responsible persons;
Here I answered the question of how Alipay didn't have a loan from an online merchant, hoping it would be useful to everyone.