It can be taken out immediately.

Repayment is the settlement of the previous period's bill.

When withdrawing, the bill will be settled according to the current period.

Some customers have a credit limit of 10,000 and an overdraft cash withdrawal limit of 5,000. He spent 3,000 and it’s time to repay. But I don’t have that much money on hand. Just go to the ATM and withdraw cash. 3000, the original 3000 was returned. This is also possible.