Minsheng bank's credit card does not need to go through any formalities and does not need to pay any handling fees. Applicants need to meet three basic conditions, namely, their age is between 18~65, their repayment ability is stable and their credit standing is good. The required supporting materials are:

1. Applicant's identification (required)

A copy of the identity card of a domestic resident; Compatriots from Hong Kong, Macao and Taiwan-Hong Kong and Macao residents' passports to and from the mainland, Taiwan Province compatriots' passports to and from the mainland and copies of residence endorsements or multiple round-trip endorsements; Alien-a copy of the passport and residence permit or employment certificate of the country to which the foreigner belongs;

2. Work certificate (at least one of which must be provided)

Such as: the original official work certificate issued by the work unit, the original work card or business card with comprehensive information, the name of the unit, the name of the applicant and the social security/medical insurance/provident fund certification materials for the last three months.

3. Financial income voucher (optional, which is helpful to increase the quota)

Such as: original or photocopy of payroll records issued by the bank, income certificate issued by the unit, income tax withholding certificate, self-owned real estate license/house purchase contract/bank mortgage repayment schedule, self-owned car driving license, bank deposit certificate and other materials.

According to your description, you can now apply for a Minsheng Bank credit card, and the amount should be between 10000 and 50000. I wish you an early card approval!