Generally speaking, credit card repayment is not directly related to the credit card amount. After the credit card limit of China Everbright Bank is lowered, the previous consumption limit can still be repaid by the normal credit card repayment method.

When users repay their credit cards in China Everbright Bank, they can make repayment directly according to the amount displayed in the credit card bill. Of course, after the credit card limit is lowered, Everbright Bank informs the cardholder to repay the required amount in full, so the cardholder must repay in full according to the bank regulations, and it is impossible to apply for installment repayment or mortgage repayment.

In short, in order to avoid the overdue repayment of Everbright Bank's credit card, it is best to repay the statement in full, and try not to overdue repayment. If it is overdue, it will not only lead to fines, but also have a negative impact on personal credit information.

In addition, after the credit card limit of China Everbright Bank is lowered, the credit card repayment method has not changed, and users can still make repayment through mobile banking, ATM self-service deposit machines, bank counters, online banking and third-party channels.