Can Changsha Bank credit card be used in Guangzhou?

Yes.

According to Article 13 of the Articles of Association of Furong Credit Card of Changsha Bank (Version 2., 218),

Credit card holders can use it at the acceptance points of card issuers and/or international credit card organizations such as China UnionPay or VISA according to the types of cards they hold. Credit card is a bank card with all or part of the functions of credit consumption, cash withdrawal, transfer settlement and so on.

Cardholders should take good care of their credit cards and passwords, and all transactions conducted with passwords are regarded as the cardholder's own actions.

the electronic information records generated from various transactions such as credit consumption, deposit and withdrawal, repayment, transfer settlement, online payment, mobile phone payment and telephone payment handled by the card issuer on the basis of passwords and other electronic information are all valid credentials for this transaction.

What is the credit card of Changsha Bank

At present, the credit card issued by Changsha Bank is called Furong Credit Card, which is a standard credit card. According to different issuers, Furong cards are divided into official cards and personal standard cards. Generally speaking, as individuals, we handle personal cards of credit cards. The bank will give a certain amount according to the basic qualifications of the cardholder, and the cardholder can use basic credit card functions such as consumption and cash withdrawal within the credit line.

The credit card transaction volume of Changsha Bank in 218

The credit card transaction volume of Changsha Bank in 218 is tens of billions. According to relevant data, Changsha Bank, located in Changsha City, was established in May 1997 and is the first regional joint-stock commercial bank in Hunan Province. The credit cards of Changsha Bank include Furong Credit Card, which is a RMB card issued by Changsha Bank. Furong Credit Card is classified into diamond card, platinum card, gold card and ordinary card according to grades. According to different issuing objects, it can be divided into corporate cards and personal cards. Corporate cards can be divided into business travel cards and business procurement cards, and personal cards can be divided into main cards and auxiliary cards. According to different credit grades, it is divided into diamond card, platinum card, gold card and ordinary card. Changsha Bank credit Capka annual fee, the main cardholder needs to pay 4 yuan annual fee, the supplementary cardholder needs to pay 2 yuan annual fee and gold annual fee, the main cardholder needs to pay 8 yuan annual fee, the supplementary cardholder needs to pay 4 yuan annual fee and Platinum annual fee, the main cardholder needs to pay 1 yuan annual fee and the supplementary cardholder needs to pay 5 yuan annual fee.

what card is the Furong Card of Changsha Bank

The Furong Card of Changsha Bank is a standard UnionPay debit card. There are two accounts, a medical insurance account and a savings account. The medical insurance account mainly receives the amount returned by the medical insurance center, which can be used by swiping the card in the designated hospital or pharmacy of Changsha Medical Insurance Center, and generally cannot be cashed out.

1. A debit card refers to a bank card issued by the issuing bank to the cardholder, which has no credit limit and the cardholder deposits first and then uses it.

second, debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. Special card is a debit card used in a specific area and for special purposes (other than department stores, restaurants and entertainment industries), which has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

Third, debit cards are becoming more and more popular, which can easily replace cash and checks for consumption and transactions. In recent years, debit cards have gradually become the most popular payment cards. Hundreds of millions of debit cards are being used all over the world.

4. If the debit card is only applicable to local merchants, it will usually be printed with the logo of the card issuer and its applicable processing system. International debit cards have the same appearance as credit cards, and the logo of the international payment card institution is printed on the lower right corner. It is popular in all the sales points that accept credit cards. The difference is that when a debit card is used, the amount will be automatically deducted from the bank account instead of being included in the credit line.

5. Safety and reliability: Debit cards have the same security as credit cards. If you lose your debit card or suspect that it has been stolen, you should report the loss to your bank immediately, so as to prevent others from stealing it and reduce the loss. Remember: just because the card issuer provides you with consumer protection doesn't mean you can care about your debit card; Debit cards, like money in a bank account, should be properly kept.

VI. Debit cards are called debit cards in Mastercard and Visa financial cards in Visa. They are payment instruments that link current accounts. The cardholders must deposit first and then spend (or withdraw cash). At the same time, they must open current accounts in the issuing bank. Credit cards can be used to spend money first and then return the money to the bank within a certain period of time when there is no money in the account. Debit cards can be used for online banking, POS consumption or ATM transfer, consumption and withdrawal, and cannot be overdrawn. Before spending, you must deposit and use as much as you can.

I'd like to ask the amount of Furong Credit Card in Changsha Bank

The minimum amount of Furong Credit Card in Changsha Bank is between 1, yuan and 5, yuan. The specific amount of credit card varies from person to person. The better the applicant's personal qualifications, the higher the credit card amount he can get.

The withdrawal amount of Furong Credit Card of Changsha Bank is generally 5% of the credit card amount, the annual fee is 8 yuan, and the longest interest-free repayment period is 5 days.

To apply for the Furong Credit Card of Changsha Bank, the applicant must meet the following conditions:

1. He is over 18 years old and a natural person with full civil capacity.

2. Have legal and stable economic income and good personal credit.