Credit card repayment does not require a password. If you need to query, you can enter the query password. If you use a credit card with no password to spend on POS, just press OK when swiping the card on the card swiping machine. The credit card repayment method is as follows: 1. Repayment in the bank. The repayment methods mainly include: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day. 2. Mobile phone repayment The mobile phone is a personal payment terminal of the mobile financial system, which can be used for direct repayment and transfer by credit card. Arrive immediately! 3. Convenience store Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way. 4. Online repayment The common online repayment methods in China are: Baidu Wallet, UnionPay Online, Kuaiqian, Shengfutong, Alipay and Yifubao. Choose different platforms and banks, and the charging standards and specific arrival time are different. 5. Inter-bank transfer Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores. 6. Counter access refers to bank cards issued by networked financial institutions, and RMB current deposit and withdrawal transactions are conducted through counters of other bank outlets registered in the host system of UnionPay Trading Center. 7. Lacarra cardholders can complete credit card repayment, mobile phone recharge, online bill payment and other services through convenience stores, bank outlets or purchasing Lacarra equipment terminals. 8. Xinfutong "Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network. 9. Through repayment, fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank. 10, other methods In addition to these repayment methods, the issuing bank has also opened its own repayment methods for the convenience of cardholders.