1. In a broad sense, the transaction password and swipe password of a credit card are the same as those of a credit card or ATM.

2. The narrow trading password usually refers to the password entered during online trading and offline consumption, while the credit card password refers to the password that needs to be entered on the POS machine for offline store consumption or other offline consumption.

Extended data:

First, the credit card transaction password settings:

1. For some credit cards, you can set the transaction password online by logging in to the online banking password management page or calling the 24-hour customer service hotline displayed on the back of the credit card, selecting the "Set Transaction Password" menu of the credit card, and setting the transaction password according to the voice prompts.

2. The transaction password can be modified on the ATM of Bank of Communications. If the cardholder forgets the transaction password, he can check with the 24-hour customer service hotline of Telecom Card Center and reset your credit card transaction password.

Second, the new credit card transaction password query:

1. The bank will put the initial password of the credit card in the password envelope and send it with the credit card. Some banks will generate an initial password based on the personal information of the cardholder, such as using the last six digits of the cardholder's ID card as the password.

2. If you lose or forget the initial password of the credit card, you can go to the bank outlet of the issuing bank or contact the customer service of the credit card to explain the situation. After passing the authentication, you can reset the credit card inquiry password and transaction password. For these two passwords, the initial password is not important.

China Economic Net-Credit card transaction password, remember six safety tips.