Secondly, according to your description and analysis, you are young. If you work in other places, you can immediately go back to your hometown to find a job. When you are alone in a foreign land, you have to spend money on everything. If you go back to your hometown, you will live with your parents, rent, water and electricity will be free, and you will eat with your parents, and meals will be free. In addition, parents are your spiritual pillar, and no matter how difficult it is, home is always your harbor. Your income is not high in other places. As long as you have the heart, it is no problem to find a job with thousands of dollars in your hometown.
Third, which bank is in a hurry, first ask a friend or relative to borrow some money to pay it back. You can borrow some money, but you must write a good receipt, determine the repayment date, and add some interest if necessary. It is most important to keep your credit.
Fourth, things are not as terrible as you think. Try to face it and learn more about financial management. You should be an adult and know the weight of the word responsibility. Only through your own efforts can you make a good life. I believe you can do it.