The term of credit cards issued by domestic banks is generally 3 years, 5 years and 8 years, and the term of each bank is different. The credit card term of some banks is 10 years, and the specific validity period is subject to the regulations of the issuing bank.

Each credit card is marked with the expiration date, that is, two sets of numbers printed on the card, such as "MM/YY". The first two digits are the expiration month and the last two digits are the expiration year. For example, 10/22 means that the deadline is 10,312022.

What if the overdue credit card money is not paid off?

When the credit card expires, users can still deposit money in the card and pay it off. If the deposit fails, the user must go to the bank counter to repay the money. After the credit card expires, the bank will stop overdraft consumption, cash withdrawal, transfer and other functions, but the repayment function is generally normal, that is, after the credit card expires, the user can continue to repay.