Personal pledge loan refers to a loan business in which the borrower obtains a certain amount of loan from CCB with the unexpired personal deposit certificate as collateral and repays the principal and interest of the loan at maturity. If the term of the pledged loan is within 1 year, the repayment method is one-time repayment of principal and interest; Monthly equal principal and interest, repayment method of average capital. You can use a bank card or go to the bank counter to repay the money.