Both the main cardholder and the cardholder who intends to apply for an additional card need to go and sign on site. In addition, it is necessary to provide proof of legal relationship between the primary and secondary cardholders. If they are not husband and wife, father (mother) and child (daughter), it will be difficult to apply for it.

The credit cards issued by China Construction Bank are all named "Dragon Card". At the same time, CCB, as the first state-owned bank in China to be involved in issuing credit cards, currently has many types of credit cards.

Credit card knowledge

Annual fee-free policy: Swipe the Gold Card 3 times to waive the annual fee for the following year (excluding special cards such as business cards and car cards)

Cash withdrawal handling fee: Domestic: 5‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3% of the transaction amount, minimum 3 US dollars.

Maximum interest-free period: 50 days

Multiple account management: enjoy independent billing date and independent repayment

Online payment: Alipay: It can be used after online registration, and the single and single-day limits are both 500 yuan

Instalment business: interest-free installments (3, 6, and 12 installments) from specific merchants are supported. After a single purchase of more than 1,000 yuan, you can call to apply for installments (3, 6, or 12 installments). Each installment will incur different handling fees depending on the number of installments

Billing date: 2, 5, and 5 of each month 7. The 10th is the billing day, and the cardholder can change it once within the validity period of the card.

Card categories: regular card (limit 3,000-50,000 yuan), gold card (limit 10,000-50,000 yuan) 50,000 yuan)

Currency: RMB, RMB/USD, RMB/EUR, RMB/JPY

CCB credit card supports card application. The procedures for applying for a card with a card are the same as those for applying for a normal card. It will not increase the success rate of card application, but the credit limit of the previously held card will have a certain reference value for the bank's quota.

Whether the card can be successfully approved depends on the application materials submitted by the user and the credit records in the personal credit system. The bank will decide whether to approve the card and how much amount to approve after a unified and strict review. . ?