If you mean cash withdrawal interest, credit card cash advances will be charged with handling fees and interest (including ATM, counter, online banking and telephone cash advances of the Bank or other banks): handling fees: RMB-0/%for each transaction in China, with a minimum charge of RMB10/transaction, and 3% for each transaction abroad (including Hong Kong, Macao and Taiwan), with a minimum charge of RMB.

In contrast, it is more cost-effective to spend money on apps. "Qianhua" APP is a Baidu credit service product with simple application steps. You can apply directly online without mortgage. The application materials are simple, and repayment can be made in installments, with a maximum of 36 installments (three years). The interest rate is determined by the system according to the comprehensive situation of users, with a minimum of 0.0 1%, which is subject to the display on the App homepage after the quota application is successful.

This answer is provided by Fuguihua, I hope it will help you. Youyouhua, as the credit brand of Xiaoman Finance (formerly Baidu Finance), provides users with convenient, fast and safe Internet credit services with a maximum loanable amount of 200,000 yuan.