How to deal with pressure from credit card collectors. Classic words:
You cannot owe money to the bank. You may owe very little at first, but you know how the bank calculates credit card interest. Well, within half a year you will be charged with credit card fraud, and a bank will take legal action against such users.
1: I am a certain law firm entrusted by a certain bank to handle the credit card default of a certain person! (In fact, there is no department of debt collectors at all. In the official language of the bank, debt collection is called debt collection. They are all outsourced to individuals. They collect debts with the entrustment of the bank and a law firm license.)
2: Confirm again that it is debt. After you pay me the money, I will tell you the importance of the money you owe the bank, and you will be required to pay back the money within the specified time. The specific situation depends on your intention to repay. As long as you have the intention to repay, the money will be recovered little by little.
3: After explaining the seriousness of the matter, and seeing that the debtor has no intention of repaying or is perfunctory and fails to repay, we will contact everyone you left in the bank to explain the seriousness.
4: If the debtor can be contacted but is unable to repay, the debtor will be invited to visit them for an interview to learn about the debtor's actual repayment ability.
5: If If the debtor has not repaid the loan for more than 2 months, the debtor will be invited to a place and said that the card can be unlocked and used normally. In fact, it is just to trick you and the police will be waiting for you.
6: If the debtor cannot be contacted, call the contact person left by the debtor to recover, but generally the effect is not great, and then hand it over to the police for processing. If the debt is true, it will be listed online. fugitive. 7: Some other unconventional methods will be used in the debt settlement process, so I won’t explain them one by one.