Those who are caught in pyramid schemes and successful studies on the Internet are basically thinking of making big money in a short time.

There will never be a pie in the sky. Many seemingly successful shortcuts are just unfathomable traps.

Only when people overcome their own quick success and instant benefit and pay attention to long-term benefits can you get farther and farther away from poverty and trap.

Have you been encouraged by numerous marketing numbers to plant grass, online celebrity lipsticks and brand-name bags of various colors? After listening to the exciting Daniel's speech, you bought a lot of books online, but you never opened any of them.

in a word, people just want to be appreciated and noticed by more people for those fame and benefits. Everyone is looking forward to advertising it widely on their own life stage and having more audiences. However, everything is like passing clouds.

In this era of Internet marketing, countless people have taught you how to buy it in buy buy, and no one has taught you how to pay back your credit card if it is maxed out.

We live in an era when material requirements can be met at any time. However, do you know the difference between what you want and what you need before you consume?

I had dinner with my friends the other day, but I almost didn't recognize her when I met her. When she was middle-aged, her hair was permed into a slightly mature wave, and she was covered with famous brands from head to toe, except for writing the word luxury on her face, which was a far cry from the handsome and simple girl with short hair and a cotton skirt that I remembered.

Just when I was curious to boast that she had reached the peak of her life, there was a trace of melancholy on her face, and she said, Don't mention it, you don't know how poor I am now, and I still owe a lot of debt to my credit card, and I'm afraid to tell my family that it can only be delayed for one day. It turns out that behind the glamour of her superficial life is the heavy debt of my credit card.

There are many people around us who have embarked on the road of excessive regression. At first, they often do it unintentionally. When you brush a new suit with your credit card, your desire will make you immediately find that the clothes and bags don't match, so you bite your teeth and pay for a brand-name bag that you didn't even think about before. It wasn't long before you realized that your hair style was not mature enough to match at all ... So you unconsciously fell into a vicious circle, and bad consumption habits were a kind.

Borrowing tomorrow's money and enjoying today's happiness has become a popular consumption mode for many young people, which is ahead of consumerism and provides a hotbed for lending platforms such as naked loans on campus.

For anything new, you and your pocket will never accumulate any surplus money because of impulsive consumption, let alone manage money. Learn how to spend rationally before learning to invest and manage money.

bill gates said: spending a sum of money skillfully is as troublesome as earning a sum of money. if you want to get rich, you must first learn how to spend money, reduce unnecessary expenses, and use the saved money for investment, so as to maximize investment.

People's consumption concept determines their consumption habits. If you can change your concept, be satisfied with what you have now and learn to live within your means. You won't be tempted to squander your money, so you can invest your money for a long time, even if you get low-middle income, you can eventually accumulate a considerable investment account.

Don't let moonlight and consumption in advance become a habit. You should know that the story of living beyond one's means can be seen everywhere. There is no end to material desires. When too much material desires fill your heart, it will only make you fall into infinite comparison.

to achieve financial freedom, we need to learn to spend money rationally, spend money on investment and self-improvement, and ask ourselves before buying, do I really need it or just want it on impulse, and whether I can give up on those unnecessary consumption.

"We can also divide everything into" necessity, need and want ".When we are in debt, we'd better control our consumption between" necessity and need ".

Some people say that accumulating wealth is your strength to challenge the rules of the world, while controlling material desires is your courage not to be changed by the rules of the world. I personally agree with this passage.

Therefore, everyone should learn to start saving as soon as possible and pay attention to saving money. After all, the accumulation of original capital can't be completed overnight, and then get into the habit of keeping accounts. Every consumption can be well budgeted and planned, so that money can be spent in and out.

In this era, countless media tout saving money as the stupidest way to earn money, but after listening to this article, do you understand the importance of saving money and saving money?