UnionPay means that the card belongs to the China UnionPay card organization. China UnionPay, established in March 2002, is a Chinese bank card association established with the approval of the State Council and the approval of the People's Bank of China. UnionPay cards are generally used in China, but can also be used in ATMs and point-of-sale terminals with the "UnionPay" logo abroad.

VISA means that the card belongs to the VISA international card organization. VISA International Service Association (VISA International Service Association) is a credit card organization composed of international bank members. It has no shares and is a non-profit organization headquartered in San Francisco, California, USA. VISA International Organization is currently the largest international credit card organization in the world.

Extended information:

Regionally speaking, UnionPay is China’s card organization, while VISA and MasterCard are international card organizations. At present, domestic bank cards belong to different bank card organizations according to different starting numbers. Bank cards starting with "4" belong to the VISA card organization, those starting with "5" belong to MasterCard, and those starting with "62", "60", Those starting with "9" belong to China UnionPay. Among them, UnionPay cards starting with “62” and “60” are UnionPay standard cards that comply with international standards and can be used abroad. This is also the main card of China UnionPay in recent years.

From the perspective of usage, if you only consume domestically, UnionPay is the best choice, but if you often need to spend abroad, a VISA or MasterCard is essential. In recent years, in order to cater to the needs of users, major banks have launched dual-currency cards, namely UnionPay + VISA or UnionPay + MasterCard, so that users can use UnionPay channels for domestic consumption, and VISA or MasterCard channels for overseas purchases.

Reference materials:

Baidu Encyclopedia—China UnionPay

Baidu Encyclopedia—VISA

Baidu Encyclopedia—Visa International Organization< /p>