If you have a stable job and income, then you can apply for a personal credit loan (unsecured and unsecured). Generally, this kind of loan application requires you to have a stable job and income, a good credit status, and just punch in your monthly salary (or deposit money in a bank account every month), which can be 5- 10 times of your monthly income. If you are a civil servant, you can borrow more. Apply for unsecured and unsecured loans, that is, personal credit loans. Although the loan does not need any mortgage or guarantee, the borrower must have a stable job and income when handling it, and the income level must meet certain standards of the bank, and the individual has no bad credit record. Meet these basic conditions before you can handle it! Different applicants and different loan types need to provide different loan application materials. References: