the credit line is the credit line approved by Ping An Bank for cardholders to overdraw according to the information and credit status provided by them when applying for a credit card.

the available line is the current available line of the credit card.

the cash advance line refers to the cash withdrawal line.

There are fees and interest for cash withdrawal:

1. Fees

1) Domestic cash withdrawal fees: 2.5% of the cash withdrawal amount, with a minimum of RMB 25 yuan per transaction;

2) overseas cash withdrawal fee: it depends on the network used by the customer. If the UnionPay network is used, the cash withdrawal fee will be charged at 3% of the cash withdrawal amount, with a minimum of RMB 4 yuan per transaction; If you use other networks such as MasterCard, you will be charged 3% of the cash withdrawal amount, with a minimum charge of $5 per transaction.

2. Cash withdrawal interest: Interest is calculated at the daily interest rate of .5 ‰ from the cash withdrawal trading day, with compound interest calculated on a monthly basis.