500-1000 loan users must take out a loan, there is really no need! Don't be fooled!

First of all, it needs to be clarified that the "loan users" here do not have a household registration but have poor personal credit. In daily life, personal credit is becoming more and more important, and loan users will gradually be marginalized. So, can loan users borrow money through the loan platform? There is really no loan platform that loan users must go to, and it is difficult to borrow 100% of 500-1,000 yuan.

Here are three loan platforms with low application thresholds. You can check them out after your credit improves.

1. Gianyouhua is committed to becoming an exclusive wallet for young people. It can provide borrowers with loans of 500-10,000 yuan, with a maximum term of 12 months. The review process takes as little as 30 minutes, and the funds arrive quickly.

2. Jidai is a loan platform that has relatively low credit requirements on borrowers. This platform can provide you with cash loans of 500-3,000 yuan, with a term of .

3. Yongqianbao provides you with 500-5,000 yuan, term, daily interest rate is 0.03%, and it is claimed that the fastest payment can be made in 30 minutes. The platform divides borrowers into 4 levels, and the amounts and interest rates will be different for different levels.

The above is a rough introduction to the three loan platforms. The overall characteristics are low limit, low application threshold, and fast disbursement. After that, we will compare the advantages and disadvantages of these three platforms from multiple dimensions.

Introduction to reading: The 2018 platform is still available! A larger amount is not a problem!

Platform Reassurance Index

Not many people may know about giving you flowers, but when it comes to 51 Credit Card, I believe many experienced drivers will understand. In fact, Give You Flower and 51 Credit Card are from the same company. The parent company of Jidai is the well-known PPmoney. Friends who stay at home and watch online dramas must have seen those ads of PPmoney. Relatively speaking, the backend of Yongqianbao is very average. Generally speaking, Huahejidai has a higher reassurance index for you.

Convenience of operation

The three platforms have their own mobile APPs. You only need to fill in your mobile phone number and ID card to register an account and obtain a quota. When you need a loan, you can directly apply for cash withdrawal. In general, after installing one of these mobile apps, you no longer have to worry about running out of money.

Loan speed

The three platforms take basically the same time from review to payment. As long as there are no accidents, the funds can be received in about 1 hour, which will not waste much time.

Pass rate

All three platforms aim to make money and will not embarrass borrowers without reason. For people with not very bad credit, applying for a loan of 500-1,000 yuan can basically be successfully approved.

Loan fees

The monthly interest rate for you is between 1% and 1.7%. During the period, the monthly interest rate for loans was 0.9%, and the daily interest rate for Yongqianbao was 0.03%, which means the monthly interest rate was around 0.9%. Generally speaking, the fees for Lending Loan and Yongqianbao are relatively low and are more suitable for everyone’s daily use.

Loan term and repayment method

The loan term given to you is longer and the repayment method is monthly. The maximum loan period of Jidai and Yongqianbao is 30 days, and you can borrow and repay at any time, which is more flexible. If it is difficult to repay the loan, it is best to choose to spend it on you. However, the amount of 500-1,000 yuan is not very high. It is recommended that you try to borrow short-term loans to avoid paying excessive interest.

After comparing the above multiple dimensions, everyone should have discovered that the platform's power from strong to weak is as follows: and lending money to you to spend.

How about giving you a flower loan? Is it reliable to give you a flower loan?

1. What are the flowers for you?

Give You Flower is a mobile credit loan APP based on the mobile terminal. It mainly solves the loan needs of college students and young white-collar workers in their daily lives. It combines Internet big data to eliminate the cumbersome procedures of traditional loans and does not require Signing a contract offline does not require any paper document proof. It is a purely online operation and the loan can be completed with just a few clicks.

2. How about giving you flowers?

The loan amount given to you is relatively small, ranging from 500-10,000 yuan. The main loan range for Youhua is concentrated in 3,000-4,000 yuan, and the average repayment amount per user is within 800 yuan.

The loan period for Youhua is also relatively flexible. Users can choose a loan period within the range of 1-12 months according to their personal needs. The average loan period on the platform is about 7 months, relying on big data analysis and risk control decision-making engine, the lending speed of "Give You Flower" is also better than that of similar platforms.

The age of its users is mainly distributed between 18-30 years old, of which the post-90s generation accounts for about half. However, in terms of occupational distribution, students account for only 8.4%, and office workers account for as high as 91.6%. . For the needs of office workers to consume in advance, such products are in line with the trend, but loans still need to measure their own repayment needs, and do not tear down one wall to pay for the other.

The maximum loan amount that Alipay can apply for is up to 100,000.

Now Alipay has cooperated with many products. If you want to ask what the loan amount that Alipay can apply for, you have to base it on Different products are analyzed in detail. Generally speaking, loan payment amounts are relatively high. Let’s take a look below.

The loan limit applied for Flow Loan is up to 100,000 yuan

Flow Loan is a credit product for small and medium-sized entrepreneurial websites in cooperation with the Chinese website traffic statistics agency CNZZ. The disbursement rate of traffic loans is 89%, and the amount is 20,000-100,000. It can be opened through Alipay loan application.

The loan amount you can apply for on Jiebei is up to 50,000 yuan

Alipay Jiebei is a consumer credit product under Ant Micro Loan. Only users with a Zhima credit score of 600 or above have the opportunity to apply. use. The loan limit of Alipay's Borrowing is 1,000 yuan to 50,000 yuan. The maximum repayment period is 12 months. The daily interest rate of the loan can be borrowed and repaid at any time.

What is the loan amount that Alipay can apply for? In fact, it’s really not low. If your Alipay Zhima score is above 600, users can apply for up to 50,000 yuan.

The loan amount applied for by Haoqidai is up to 10,000 yuan

The loan applied for by Alipay loan is also Haoqidai, which is a cooperative credit loan product between China Merchants Union Financial and Alipay, Sesame Credit Only users with a score of 700 or above have the opportunity to apply for activation. The loan limit of Alipay's Haoshi Loan is between 2,000 and 10,000 yuan. The maximum loan limit that can be applied for for Haoshi Loan using Alipay is 10,000 yuan. The loan terms are divided into 3, 6, and 12 months, and can be repaid at any time. Interest is calculated on a monthly basis. Interest is calculated on a daily basis in the month of repayment. The repayment method is equal principal and interest.

The loan amount applied for you is up to 10,000 yuan

The loan amount is 500-10,000 yuan, and the loan period is 1-12 months. The borrower is required to be between 18 and 30 years old, and the loan disbursement speed is relatively fast. It is suitable for friends who are in urgent need of money. The sesame score is required to be above 600 points.

Methods to increase Alipay loan limit

The Alipay loan limit is determined by Zhima credit score, so it is most reliable to increase the loan limit by increasing Zhima credit score. If you want to increase your Zhima credit score, you need to pay off your credit card in a timely manner, maintain a good credit record, make more friends with good credit, pay utilities on time, not be on the list of old people, make charitable donations, buy items for your family, etc.

Is it reliable for you to borrow money for flowers? Are interest rates high? Please let me know

It is unreliable to give you money. The interest rates on small financial loan platforms are also very high. I advise everyone not to be tricked. If funds are tight, you can get a loan from a regular national bank.

The loan amount given to you is relatively small, ranging from 500 to 10,000 yuan. The main loan range for Youhua is concentrated in 3,000-4,000 yuan, and the average repayment amount per user is within 800 yuan. You need to decide according to your own situation. As for whether or not the credit report is on the list, Gaiyouhua did not explicitly say that, everyone must pay attention to the credit report.

Give You Flower mainly solves the loan needs of college students and young white-collar workers in their daily lives. You can apply for a loan as long as you meet the following conditions: you have a fixed source of income, depending on the salary details; you must be 18-65 years old 1 year old; if the loan is used for business or car purchase, there must be a guarantor and mortgage; the credit report is good and there must be no overdue record.

Giving you flowers is generally calculated based on a minimum monthly interest rate of 0.8%. If you borrow 5,000 yuan, giving you flowers will deduct a handling fee of 250 yuan in advance.

In other words, the actual amount of this loan is 4,750 yuan. If you choose to repay in 12 monthly installments, the total principal and interest you will eventually pay will be around 6,200.04 yuan. You should repay 416.67 yuan every month, of which the service fee is 100 yuan. /month, the interest is still relatively high!

It should be noted that if your payment is one day overdue, the relevant staff will call the lender to remind you to repay. If it is overdue for more than three days, Gianyouhua will call the relevant contact person reserved by the lender to urge repayment. According to friends, it is quite powerful to collect overdue payment for you. If you are overdue for a long time, you will even call all the contacts in the lender's address book to urge you to repay, which will cause a lot of trouble to your friends and colleagues. trouble.

Extended information:

Regular bank recommendation:

First, China Merchants Bank is a bank that we are familiar with, and China Merchants Bank is generally the main bank in China. Develop with a people-oriented concept. China Merchants Bank has a flash loan. Flash loan is actually a one-stop way to apply for quick disbursement. It is very reliable to have China Merchants Bank as the carrier, and then proceed on it, and it can be credited quickly, as long as you have credit Loans can only be made after the amount reaches the corresponding score, but many people can meet this standard.

Second, China Construction Bank can currently be seen around some markets in major first- and second-tier cities, and China Construction Bank is basically a relatively reliable bank in China. Among China Construction Bank, there are Quick Loan is a platform that I specialize in providing customers with better and more convenient services. The maximum loan for ordinary customers can reach RMB 50,000. For better VIP users, the maximum loan can reach RMB 500,000. However, China Construction Bank’s loan method requires It's a little more complicated because the process must follow relevant procedures.

Is it reliable to borrow money for you?

It is quite reliable to apply for a loan on Guiyouhua. Guiyouhua is also a regular loan company and protects user privacy in all aspects, so you can apply for a loan on Guiyouhua with confidence.

It is best not to borrow money unless it is particularly urgent

The process of applying for a loan from Guiyouhua is:

1. Download the Guiyouhua APP, and then Register an account;

2. Select your identity, student or office worker, then fill in the corresponding personal information, complete the personal information, complete the certification, etc.;

3. After completing the filling , return to the main page, click I want to borrow, select your loan amount and repayment period;

4. Click to confirm the loan, and then wait for review. After approval, Huahui will release the loan to you.

The interest rate of the loan given to you is not high. The expected annual interest rate of the loan is as low as 0.75%, and no intermediary fees are charged. The loan application process is simple, just download the APP and click to apply.

The current loan amount given to you is between 500-10,000 yuan, and the loan period is up to 12 periods. Users can choose freely within 1-12 months, and the repayment method is also very flexible.

Giving You Flowers is a credit loan platform owned by Beijing Dingli Chuangshi Technology. Borrowing is simple: Apply via APP, no interview required, no mortgage required, and no paper documents required to prove it.

Credit is granted quickly: fill in the information in 3 minutes and disburse the loan in 1 working day, making it faster to borrow again.

Flexible credit limit: supports 10,000 credit limit, 12-month super long installment, no pressure to borrow and repay at any time.

Credit realization: The threshold is low, and the credit limit is intelligently matched through big data analysis technology.

Safe and reliable: well-known venture capital, professional team; legal and compliant, committed to protecting privacy

Borrowing refers to funds borrowed by enterprises from banks and other financial institutions and other units, including credit loans, Mortgages and trust loans, etc. Borrowing can also refer to funds borrowed by someone from financial institutions such as banks and other units and individuals, including credit loans, mortgage loans, trust loans, etc.

The new Internet "P2P" model uses the Internet as a platform to bring together borrowers (peer) and individual investors (peer) for transactions. Investors are optimistic about the project and lend money to people in need. The advantages of the Internet P2P model are "fast, efficient, and not subject to geographical restrictions" and so on. In recent years, the mobile Internet and WeChat's "flash loan" model have gradually become popular. The mobile Internet has more efficient and convenient attributes, bringing new benefits to traditional loans. New operating model.

That’s it for introducing how much you can borrow with a flower loan.